A Look at the Structural Bank Regulation Initiatives and a Discussion over Turkish Banking Sector through Profitability

Burçhan Sakarya

doi:10.5455/ey.35926

2023, Vol: 34, Issue: 126

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Original Article

Ekonomik Yaklasim. 2016; 27(98): 199-222

doi: 10.5455/ey.35926

A Look at the Structural Bank Regulation Initiatives and a Discussion over Turkish Banking Sector through Profitability

Burçhan Sakarya.

Abstract
Following the 2007-8 Global Crisis, a significant shift is observed towards the international regulatory approach about the banks. Apart from reform efforts from international institutions such as the IMF, G20 and BIS, several proposals are also set forward in some advanced financial systems. Moreover, it is debated that, these so called structural bank reform efforts, offer a chance to indirectly solve the issue of To-big-to-fail problem, the SIFI-Systemically Important Financial Institution problem by its new title. In this study the fundamental characteristics of globally known structural bank reform initiatives are compared. Then panel data analysis conducted for the Turkish commercial banks for the 2002-2012 period to investigate the effect of diversification on profitability to test for variation in bank activities.

Key words: Structural Reforms in Banking, Turkish Banking Sector. JEL Codes: G21, G01, C23.

Banka Yapısal Reform Girişimlerine bir Bakış ve Türk Bankacılık Sektörünün Karlılığı Üzerinden Tartışma

Ozet
2007-2008 Küresel Krizinin ardından bankacılık alanında uluslararası düzenleme yaklaşımında belirgin bir değişim gözlenmektedir. Bazı gelişmiş finansal sistemlerde, IMF, G20 ve BIS gibi uluslararası kuruluşlara ek olarak farklı yapısal reform önerileri geliştirilmiştir. Ayrıca, yapısal (banka) reformları olarak tanımlanan bu girişimler, batmak için çok büyük ya da yeni ifadesiyle sistemik önemi haiz finansal kuruluş sorununu da dolaylı olarak çözmeye yardımcı olacağı ileri sürülmektedir. Bu çalışmada öncelikle küresel ölçekte bilinen yapısal reform girişimlerinin temel özellikleri karşılaştırılmaktadır. Daha sonra Türkiyede faaliyet gösteren ticari bankaların 2002-2012 dönemini kapsayan bir panel veri analizi ile bankacılık faaliyetlerindeki çeşitliliğin karlılık üzerindeki etkileri incelenmektedir.

Anahtar Kelimeler: Bankacılıkta Yapısal Düzenelemler, Türk Bankacılık Sektörü. JEL Kodları: G21, G01, C23.

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Pubmed Style

Burchan Sakarya. A Look at the Structural Bank Regulation Initiatives and a Discussion over Turkish Banking Sector through Profitability. Ekonomik Yaklasim. 2016; 27(98): 199-222. doi:10.5455/ey.35926

Web Style

Burchan Sakarya. A Look at the Structural Bank Regulation Initiatives and a Discussion over Turkish Banking Sector through Profitability. https://www.ekonomikyaklasim.org/?mno=170702 [Access: April 11, 2023]. doi:10.5455/ey.35926

AMA (American Medical Association) Style

Burchan Sakarya. A Look at the Structural Bank Regulation Initiatives and a Discussion over Turkish Banking Sector through Profitability. Ekonomik Yaklasim. 2016; 27(98): 199-222. doi:10.5455/ey.35926

Vancouver/ICMJE Style

Burchan Sakarya. A Look at the Structural Bank Regulation Initiatives and a Discussion over Turkish Banking Sector through Profitability. Ekonomik Yaklasim. (2016), [cited April 11, 2023]; 27(98): 199-222. doi:10.5455/ey.35926

Harvard Style

Burchan Sakarya (2016) A Look at the Structural Bank Regulation Initiatives and a Discussion over Turkish Banking Sector through Profitability. Ekonomik Yaklasim, 27 (98), 199-222. doi:10.5455/ey.35926

Turabian Style

Burchan Sakarya. 2016. A Look at the Structural Bank Regulation Initiatives and a Discussion over Turkish Banking Sector through Profitability. Ekonomik Yaklasim, 27 (98), 199-222. doi:10.5455/ey.35926

Chicago Style

Burchan Sakarya. "A Look at the Structural Bank Regulation Initiatives and a Discussion over Turkish Banking Sector through Profitability." Ekonomik Yaklasim 27 (2016), 199-222. doi:10.5455/ey.35926

MLA (The Modern Language Association) Style

Burchan Sakarya. "A Look at the Structural Bank Regulation Initiatives and a Discussion over Turkish Banking Sector through Profitability." Ekonomik Yaklasim 27.98 (2016), 199-222. Print. doi:10.5455/ey.35926

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